Affordable Buyer Loan Program

Affordable Highlights:

As little as 3% down and that down payment doesn’t have to come from borrower’s own funds. It can be from gift funds, down payment assistance or seller concessions for example.
No upfront or monthly mortgage insurance
Minimum 640 FICO score
Must be owner occupied
No Reserve Requirement
Income limits from 100 – 115% of Area Median Income for applicants (Currently Clark County AMI is $61,900)
Must have 2 active tradelines. If joint, only one applicant is required to have usable credit score

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Affordable Buyer Loan Program

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